5 Personal Information Answers You Must Know Before Getting Insurance Quote

Many people think that getting an insurance quote is so easy that it only takes one phone call, five minutes of time and the quote is ready. In reality, it takes more than five minutes and lots of questions given to you by the insurance agent. A good agent will question you to find out you unique situation and will create a custom quote just for you. So be ready to answer personal information questions before you call for a quote.

Here are five questions that insurance agent asks before it gives you a quote.

1. Name of the person who owns the property and will be listed on the policy as named insured. It is very important to give the agent the legal name of the insured, as it appears on your identification card, so if a claim occurs, the check will be written to the right person. If name changes appear in the future, after the policy is already issued, the name change needs to be reflected and updated on the policy. If you have a mortgagee or loan holder, it should be listed as additional insured. If lien holder changes, insurance company needs to be notified about the change.

2. Date of birth of the insured to be listed on the policy. Many insurance companies give a discount to individuals over 50 years old. If you have very common name, date of birth will identify you among other individuals with the same name. You would not want to have the responsibility of the other person’s claims, would you?

3. Social Security Number is important determining the policy premium. Insurance companies like high credit scores, as it shows you being on time paying your bills. Before you call for a quote, look up your or your spouse’s credit score. Ask the agent to put the name of the person with highest score first on the policy.

4. Employment status guaranties the insured has enough of income to pay for the insurance policy. Some insurance companies like employed individuals holding high positions in the company, or specific occupations more favorable. Again, it shows the insurance company that the insured will be capable of paying the bills on time.

5. Education is important factor with some insurance companies. Education mostly influences auto insurance premiums. Insurance companies think that more educated individuals are less inclined to have a claim and are more responsible, so the company will face fewer losses.

The Best Quotes From America’s Top Motivational Speaker Jim Rohn

Jim Rohn was one of the most in-demand motivational speakers. Before his death in December 5, 2009, he was known for serving as a good influence to others when it comes to personal development. After all, his rags to riches story from a farmer to a stock clerk to a successful entrepreneur is a blueprint that a lot of people would like to follow. He’s also a beloved author, and his book, “Five Major Pieces to the Life Puzzle”, continues to teach people how to succeed by having the right philosophy, attitude, action, results and lifestyle.

A Quotable Man

One of the main reasons why he was one of America’s top motivational speakers is because of his inspirational quotes. His quotes are placed on sticky notes that are displayed on refrigerators and computer monitors all over the world. He has a lot of inspiring quotes that choosing the best quotes is a huge challenge. However, compiled below are some of the best quotes that you can get inspiration and guidance from.

Best Quotes of Jim Rohn

  • “Formal education will make you a living; self-education will make you a fortune.”

Simply put, education doesn’t start and end in the classroom. You need to educate yourself outside the four walls of the classroom. Your self-education will help you unleash your inner creativity and intelligence that can lead to ideas that can make you a fortune.

  • “Success is nothing more than a few simple disciplines, practiced every day.”

This is a very good quote because Jim Rohn basically simplified success. This means that just about anyone, with the right disciplines, can experience success.

  • “Motivation is what gets you started. Habit is what keeps you going.”

This is one of his most popular quotes. According to him, you just need to find the right motivation in order to get started. Once you’ve started, habit will kick in and this is how you can keep going.

  • “Miss a meal if you have to, but don’t miss a book.”

This is consistent with his advice to continue with self-education. Continue feeding your mind and a good book is more important than a good meal. On a related note, one of his best quotes says, “Nourish the mind like you would your body. The mind cannot survive on junk food.” Again, he put importance on nourishing the mind.

  • “At the end of each day, you should play back the tapes of your performance. The results should either applaud you or prod you.”

Self-appraisal is also important. You should take a look at what happened during the day. Is your day a performance worthy of applause or boos?

  • “We must learn to help those who deserve it, not just those who need it. Life responds to deserve, not need.”

This quote will really make you think as we’re programmed to help those who need help. According to him, we should learn how to determine who deserves the help that we can give.

Jim Rohn has a lot of other amazing quotes. With these best quotes, you can already see why he’s well-loved and why he’s an inspiration to Americans and people from all over the world.

Life Quotes Guide Us

There are so many famous quotes and sayings that can be used to guide our own life. These sayings came from the wisest people that have ever lived and we are lucky to be able to gain wisdom from their experiences. In this article, we are going to look into some of the life quotes that can be used as guide for living.

Mariel Hemingway have quoted, “Finding some quiet time in your life, I think, is hugely important.” We live in a world with high speed movement. In this life, we are too busy to notice things. It is often advised by wise people that we need to listen to our inner self. Listening to inner self calms us and helps us to be the master of our own emotion. People who doesn’t invest on quiet time for themselves are normally people that are easily controlled by their moods. Things outside them will gain mastery of them, instead of them of mastering their own self.

The next love quote is from Will Rogers, “If you want to be successful, it’s just this simple: Know what you are doing, love what you are doing, and believe in what you are doing.” Whatever we do, we must love doing it and believe that it will give us the result that we want. Unless we don’t love what we do, we are not going to get what we going to love. As the famous saying goes, what goes around comes around. Give love in things that we do and we will get back love from the things we have done. It might be an unknown how it’s going to work, but the believe should be there to give us the faith.

Here’s to one of the best life quotes that has been shared around in different version, came from Benjamin Franklin, “Do you love life? Then do not squander time, for that is the stuff life is made of.” How true and wisely said. Our time equals life, no matter how, we can never get back either one of them. We must treat time equally or higher as much as we treat the importance of money. Money can only be made as long as our time permits, so we must be grateful for time that we have and make the better use of it everyday.

Another remarkable life quote is from Jim Rohn, “Formal education will make you a living; self-education will make you a fortune.” In his quote, we can see the truth about learning and the importance of knowing our selves much more than knowing about other things or other people. It is through understanding our self, we will come to an understanding of the world. We must first love ourself and our life before we are to be loved. Take some time, listen to your own self. Marcus Aurelius have quoted, “Nowhere can man find a quieter or more untroubled retreat than in his own soul.”

What You Need to Know About Online Health Insurance Quotes

When you’re in the market for health insurance, the best place to start looking is on the Internet. The ease with which you can obtain online health insurance quotes cannot be matched in the offline world. It is highly recommended to review not one but multiple health insurance quotes, as this will help protect against paying too much for, or getting too little from, your health insurance.

There are two main issues that should be addressed in each of the online health insurance quotes you receive. The first is the details of the policy, including but not limited to any co-pays, deductibles, and exclusions. The second detail is the cost of the policy. Monthly, quarterly, and annual costs should be spelled out clearly, since service fees are less and a discount usually granted for those willing and able to pay for longer periods of time.

Being able to compare several different plans all at once is an especially powerful tool to use when going through the potentially intimidating process of searching for affordable and quality health insurance. Only by comparing multiple online health insurance quotes, their details, and costs will you be able to accurately gain a sense of your options. Wading through the waters of the health insurance industry can be overwhelming for the uninformed. With multiple online health insurance quotes, you become much more informed and in a position to better compare “apples to apples” and “oranges to oranges”.

If, after looking over your online health insurance quotes, you are uncertain about anything, be sure to contact the company and get it cleared up. The time to do this, of course, is before you “sign on the dotted line”. A good online health insurance broker should have no difficulty with you asking any amount of questions; and if they do, it may be time to look for a different broker.

If you are in the market for health insurance yourself, you will most likely want to request several individual online health insurance quotes. Individual health insurance is issued as an individual policy, whether it’s for one person or a family, while group health insurance is typically offered by employers to their employees, or other organizations to their members (e.g. labor unions).

Collecting several online health insurance quotes will help make you an educated consumer by allowing you to compare various plans side by side. Only by being educated will you be able to make a confident health insurance choice for you and your family.

10 Olympic Quotes That Will Inspire You To Become Better at Dating

The Olympics are a time if inspiration. Usually, we’re inspired to excel at a sport-or try a new one. But why not get inspired to date? Here are 10 Olympic quotes that will give you the urge to be the best you can be… at dating.

1. Light the match

“I am building a fire, and everyday I train, I add more fuel. At just the right moment, I light the match.”

– Mia Hamm (American football player, 2004 Summer Olympics)

You have to be ready for that moment when you see that attractive person just standing a step from you. Don’t hesitate. Your training is all those times you’ve talked to other people, all those dates you’ve been on. You’ve been improving yourself with every passing day, getting more and more ready for your soulmate. When you finally see someone who could be that special someone, go for it.

2. Don’t over-analyze or over-think: just be natural

“When I go out on the ice, I just think about my skating. I forget it is a competition.”

– Katarina Witt (German figure skater, 1984 Sarajevo Winter Olympics)

Don’t over-analyze or over-think: just be natural. If you get too worked up on a date, or start thinking about all that can go wrong, you’re just going to psyche yourself out. You’ll feel awkward, and so will your date. Be cool, and just be yourself. Work hard to get that date, but once you’re on it, just forget it’s a date, and remember to have fun.

3. We’re all in the same boat, and that’s a good thing.

“The strength of Olympism comes to it from that which is simply human, hence worldwide is its essence.”

– Pierre de Coubertin quotes (French Educator, primarily responsible for the revival of the Olympic Games in 1894).

We’re all in the same boat, and that’s a good thing. In a way, our search for that special someone is one of the most universal of goals. No matter what country you’re from, or what culture, love is a constant. Everyone wants to find a soulmate – it’s what makes us feel complete.

It is simply human, and that’s what makes it very pure and special.

4. Never doubt that you will find your soulmate.

“When I race my mind is full of doubts – who will finish second, who will finish third?”

– Noureddine Morceli (Algerian athlete, 1996 Summer Olympics)

Never doubt that you will find your soulmate. Not ending up with Mr. or Ms. Right can’t even be a remote option in your mind. True love should feel inevitable. If you run into a wall in your search, you either go around it, over it, or under it. You go forward. That has to be the one constant as you go-get your way to more dates.

5. The time you spend with someone on a date is yours alone.

“The first thing is to love your sport. Never do it to please someone else. It has to be yours.”

– Peggy Fleming (American figure skater, 1968 Winter Olympics)

Dating is as personal as things get. Sure, you’ll tell your best friends about those good dates, and bad dates, but ultimately, the time you spend with someone on a date is yours alone. So don’t let yourself ever feel pressured. Take your friends’ advice, but never do something that you don’t feel comfortable doing. If you have a friend who insists that you try pick up lines in a bar, and you’re not game, then don’t do it. Be yourself, and date for yourself. You’ll have more fun that way.

6. It may sound silly, but you have to practice to get good at dating

“If I’ve learned nothing else, it’s that time and practice equal achievement.”

– Andre Agassi, Gold-medal-winning Olympian

It may sound silly, but you have to practice to get good at dating. Yes, dating is supposed to be romantic. And it is… but at the same time, you have to develop your dating skills, because doing things like blowing your date’s socks off don’t happen by accident. You can get lucky or work by gut instinct, but when you happen to get a date with someone who could be your soulmate, you want to make sure that you’ve perfected your technique. You want to get good at making a great first impression. You want to get great at breaking the ice. The better you are, the better your chances of having a great first date, and landing a second.

7. Go for it.

“You miss 100% of the shots you don’t take.”

– Wayne Gretzky, hockey player, and Executive Director of the 2002 gold-medal-winning Canadian men’s Olympic hockey team

That cute person that you didn’t have the guts to talk to in the coffee shop? They got away. That interesting girl or guy sitting at the table next to you that you waited and waited to chat up – but didn’t? They too walked off without a word, forever. If you do nothing, nothing will happen. You won’t get that smile that will warm our heart – or that exciting first date. You have to act. But it doesn’t have to be a big deal. Just do something – anything – because when you act, things happen. And when you don’t, well, you’re just staying exactly where you don’t want to be.

8. It is very difficult to predict what will happen – so don’t try!

“The Olympics are always a special competition. It is very difficult to predict what will happen.”

– Sergei Bubka (Ukrainian pole vaulter, 1988 Summer Olympics)

Don’t worry about what may happen on a date. Don’t think of negative turns of events, or worst case scenarios. The glass isn’t half empty: it’s half full. In other words, look at uncertainty as something exciting to experience, and not something negative to fear.

9. Once you meet that someone, you won’t remember all the fuss over the bad dates.

“All I’ve done is run fast. I don’t see why people should make much fuss about that.”

– Fanny Blankers-Koen (Dutch Olympic athlete)

Yes, sometimes, dating can be exhausting. It can be discouraging and tough. Sometimes, it can take a superhuman effort to get excited about dating after you’ve been on a few bad dates. But talk to anyone who’s happy with their soulmate, and they’ll tell you that they don’t even remember the tough times. They don’t remember the doubt. All they remember is meeting their special someone for the first time. Once you meet that someone, you won’t remember all the fuss over the bad dates.

10. Never take anything for granted. Never take a date for granted… and never take someone for granted.

“To anyone who has started out on a long campaign believing that the gold medal was destined for him, the feeling when, all of a sudden, the medal has gone somewhere else is quite indescribable.”

– Sebastian Coe (2-time winner at the Olympics)

Never take anything for granted. Never take a date for granted… and never take someone for granted. It’s a huge turnoff for someone to feel that they’re not being taken seriously, on a date, or in any situation. Never assume anything, because if you do, you may realize – too late – that you just blew a beautiful opportunity.